Klutch is building the platform for financial mini-apps. We're not just a credit card—we’re creating an extensible platform where powerful mini-apps help users control, understand, and automate their finances. From budgeting tools that prevent overspending to AI-driven insights that surface patterns in your spending, Klutch lets users shape how their credit card works for them. Our core belief: financial products should be programmable, transparent, and intelligent.